Utes are certainly popular and not just with tradies. Here’s the proof: Australia’s top three new vehicles in 2023 were Ford Ranger, Toyota HiLux and Isuzu D-Max. Are you looking for a ute green slip? Find out how to compare green slips for your ute.
How do I compare prices for a ute green slip?
Use the greenslips.com.au Calculator to compare green slip prices for your ute.
- Select vehicle type as light goods vehicle/ute.
- Type year of manufacture.
- Find your exact make and model.
- Choose the correct vehicle variant.
- Tradies select private or company ownership, business use and intention to claim for GST.
Make sure you answer all the questions accurately to get the cheapest available prices from every insurer for a ute green slip.
How much does a ute green slip cost?
The cost of a ute green slip depends partly on where you live. You can pay nearly double if you live in a Metro area, compared to Country areas. This is because most serious injuries and most claims occur in Metro areas. The other areas are Outer Metro, Newcastle and Central Coast, and Wollongong.
We used the greenslips.com.au Calculator to compare prices for a “good”, fully insured male owner, 45, who drives a ute for work and claims for GST. These are the prices he could pay in February 2024:
| Area | Price range | Difference |
| Metro utes | $709-$1,205 | $496 |
| Outer Metro utes | $524-$904 | $380 |
| Newcastle and Central Coast utes | $422-$718 | $296 |
| Wollongong utes | $552-$958 | $406 |
| Country utes | $363-$636 | $273 |
By using the greenslips.com.au Calculator, he could save up to $496 on his green slip. Even in a country area, he could pay $273 too much for a ute greenslip.
How much is a ute green slip if I have demerit points?
We used the greenslips.com.au Calculator to compare prices for a male owner, 45, with 2 demerit points, third party property insured, who drives a ute for work and claims for GST. These are the prices he could pay in February 2024:
| Area | Price range | Difference |
| Metro utes | $885-$1,205 | $320 |
| Outer Metro utes | $659-$904 | $245 |
| Newcastle and Central Coast utes | $527-$718 | $191 |
| Wollongong utes | $697-$958 | $261 |
| Country utes | $460-$636 | $176 |
He could save up to $320 on his greenslip with demerit points by using the greenslips.com.au Calculator. In a country area, he could pay $176 too much for a ute green slip with demerits.
Why does my ute greenslip cost more than my other car?
Green slips usually cost more for utes than passenger cars because there’s a higher risk of having an accident and making a claim. For example, ute owners often travel further and more often for work than other vehicle owners do. All known risks of driving a ute, rather than a car, are reflected in green slip prices.
Who sets green slip prices for utes?
Insurers set green slip prices for utes (and other vehicles). They consider where you live, any demerit points, youngest driver age and experience, claims history and how far you travel in a year. The price of your ute greenslip also depends on whether you are a “good” driver (safe, insured) or “bad” driver (demerits, uninsured). Find more about how insurers set greenslip prices.
Do all ute green slips provide the same cover?
Yes, all ute green slips (and other vehicles) provide the same cover by law. Only one insurer offers an extra feature on top of its green slip, known generally as At-fault Driver Cover. This extra cover doesn’t change the green slip itself but may benefit ute owners who drive a lot for work.
See Why utes rule and an earlier blog on comparing green slips for your ute.
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