Even if you have comprehensive insurance, you still need CTP insurance because it’s mandatory and covers injuries or deaths in road accidents. Comprehensive insurance, which is optional, covers only property damage. Understanding the crucial differences between these two types of insurance helps you ensure complete protection on the road. We’ll explore why both are essential, what they cover, and how various factors, like your location and vehicle, influence your insurance premiums.
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In February 2020, we wrote a 2-part series questioning whether self-driving cars were just a fantasy. Automakers have spent billions to make the dream come true, but have still achieved only partial automation. Unfortunately, most motorists don’t understand the difference between self-driving and partial automation – and that’s the danger. Read More
Are you on Learner or Provisional 1 or 2 plates and need a green slip? A green slip is compulsory third party insurance to cover people who may be seriously hurt or killed in an accident involving your car. Green slips can be expensive for novice drivers but there are ways to keep prices down. Read More
If you’re yearning for an off-road motorbike, you’re in good company. Australians bought nearly 20% more new off-road bikes in 2021 than in 2020. They see off-road bikes as a good way to increase their fitness and mental health and to experience the countryside. While it’s still early days for electric motorbikes, two Australian companies are ready for the ride. Read More
Do you need a green slip for your ute? In June 2022, there were 4 utes in Australia’s new vehicle sales top 10. First and third were the ever popular Toyota HiLux and Ford Ranger. In fact, light commercials now have 24% of the market, compared to passenger cars with only 19%. Find out the cost of green slips for utes. Read More
There aren’t too many rewards for driving safely. The best the NSW government can offer is a half price drivers licence – but only with a spotless record for 5 years. Fines for bad driving continue to fill government coffers. Rather than habitually punish bad driving, isn’t it time to reward good driving? Insurtech may help us do that. Read More
A recent US study found turning SUVs, pickups and vans are far more likely than turning cars to hit pedestrians and kill them. In August 2022, there were 11 SUVs and 4 utes in the Australian top 20 of new car sales. Does this mean it’s becoming more dangerous to be a pedestrian? Read More
Most motorists who renew registration online can get $15 off popular passes to NSW national parks. Save money and enjoy exploring the natural world in your state. Read More
The Federal Government wants 30% of all new car sales in Australia to be electric by 2030. It may be an ambitious goal. Currently, only 1.6% of new cars sold here are electric, compared to 4.2% in the rest of the world. Now that fuel prices are high, can you save money by buying an EV? Read More
It’s all too common to have an accident in a shopping centre car park. Car parks are crowded and many spaces are just too tight for large vehicles. Most accidents happen while vehicles are parked and shoppers come back to a nasty surprise. What can you do about car park accidents? Read More
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