Your green slip covers anyone who is injured or dies in a road accident involving your vehicle. In fact, green slips cover people only and don’t cover damage to vehicles or property. Find out exactly what is covered by a green slip.
1. Does my green slip cover people? ›
2. Who is covered by my green slip? ›
3. Does my green slip cover property? ›
4. Does a green slip cover lifetime injuries? ›
5. Will comprehensive insurance include a green slip? ›
6. Will a green slip include third party property insurance? ›
7. Does a green slip cover me if it’s my fault? ›
1. Does my green slip cover people?
Yes. Your green slip covers:
- Compensation for people who are killed or injured in a road accident involving your vehicle
- Passengers, pedestrians, cyclists, motorcyclists, other drivers and partially, the driver at fault
- Compensation for people with catastrophic injuries, under the Lifetime Care and Support Scheme.
Remember, your green slip covers people only.
2. Who is covered by my green slip?
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Am I covered? |
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Is my family covered if they are passengers in my car? |
Yes |
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Is my spouse covered under my CTP? |
Yes, if they are injured or killed by your vehicle |
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Am I covered if I’m driving a rental car? |
Yes, all registered vehicles are covered by a green slip |
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Am I covered as a pedestrian? |
Yes
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Am I covered if I’m riding a bicycle? |
Yes |
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Am I covered if I was injured but was at fault? |
Yes, but less than someone not at fault https://www.greenslips.com.au/at-fault-driver-cover.html |
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Am I covered if my vehicle is damaged or stolen? |
No |
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Am I covered if someone else’s vehicle is damaged? |
No |
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Am I covered if my trailer hits someone? |
Yes, you are covered by the towing vehicle green slip |
3. Does my green slip cover property?
No. Your green slip does not cover any property, including:
- Damage to your vehicle or property
- Damage to other people’s vehicles or property
- Theft of your vehicle.
If you want to cover property in a road accident, buy comprehensive or third party property insurance.
4. Does a green slip cover lifetime injuries?
Yes. A green slip covers you for people who suffer lifetime injuries in a road accident involving your vehicle. The price of your green slip includes the Fund Levy. The levy pays for those who need care for the rest of their lives under the Lifetime Care and Support scheme. This scheme covers catastrophic injuries in a road accident, such as spinal cord or brain injuries.
Someone with catastrophic injuries is covered, whether the accident was their fault or not.
5. Will comprehensive insurance include a green slip?
No. Comprehensive insurance does not include a green slip because it provides coverage for vehicles and property only. A green slip provides coverage for people only.
6. Will a green slip include third party property insurance?
No. Third party property insurance provides coverage for the vehicles and property of others in a road accident. In fact, a green slip provides coverage for people only.
7. Does a green slip cover me if it’s my fault?
Yes. A green slip covers the driver at fault in an accident, but not as fully as drivers who are not at fault. If you are at fault, you can receive up to 12 months of benefits for loss of income and for treatment and care.
Your entitlement to claim for damages depends on the extent of your injuries:
- For more than Threshold (minor) injuries, you can claim damages for economic loss.
- For more than 10% permanent impairment, you can claim damages for non-economic loss.
- Remember, a green slip covers someone with catastrophic injuries, whether the accident was their fault or not.
Some drivers choose to hold At-fault-driver cover. These are benefits for the injured at-fault driver on top of benefits payable under a green slip. Currently, only NRMA Insurance offers this type of cover.
If you are looking for a green slip, compare all insurers now.
Remember, you can ask us anything about green slips.
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